Make the Most of Your Writing Dollar With Solid Home Mortgage Advice
November 21st 2007 04:14
Mortgage Needs Change
If you're a freelance writer or writing contractor who is trying to make ends meet through the sale of your writing and you're also a homeowner, you may be feeling the pinch that rising interest rates can place on home buyers--particularly if yours is a variable rate mortgage. It's also possible that, if you didn't qualify for the best of terms when you first took out your mortgage, but your credit has improved since that time, you might be able to do much better today with a new mortgage. You may be wondering whether you might actually benefit by refinancing--or remortgaging--your home.
First-Time Home Buyers Needs Must Also Be Addressed
You may not even be a homeowner yet, but are perhaps saving as much of your freelancing income as you can with the hope of soon purchasing your first home. You may be concerned about the matters mentioned above, as you mull over the types of mortgages that are available and the possible scenarios you could face after committing yourself to one or another type of home loan.
All Home Buyers Need Security
You may worry that, should interest rates rise again, you might not be able to afford to pay the mortgage on your new home. Again, this is where the knowledge that remortgaging is an available option could make all the difference. You may further worry that, if you should lose your job or become ill and unable to work during the term of your loan--which could very well happen during the relatively lengthy period of time that it takes to pay off a mortgage--you may be unable to make your payments. This is where mortgage payment protection insurance comes into play.
The Thrifty Scot: A Website That Has the Info Home Buyers Need
There's a great deal of information available about such matters which can help you make informed decisions on financing, refinancing, and acquiring mortgage payment protection for your current or future home. One such source of helpful and balanced mortgage information--for those based in the UK--is The Thrifty Scot website. In fact, even those who don't live in the UK will find this site's advice valuable. Check out their informative articles, and if you are not based in the UK, simply use them as a starting point in your mortgage research. They'll help you know what you should look for, how to evaluate various mortgages, and how you can go about finding the best mortgage for your particular circumstances.
Once you've found the best mortgage for your needs, you'll be free to focus on other, equally important things--like writing.
Happy home buying!
Jeanne
This post sponsored by PayPerPost.
Did you enjoy this post? Have any home-buying experiences to share? Please feel free to comment!
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Comment by tlcorbin-raginravensview
Even when I worked as a mortgage broker, I never felt compelled to explain it's intricacies to an audience that won't listen.
Raven
Comment by Jeanne Dininni
Writer's Notes
The nice thing about blogging is that we only have to explain it once, and then whoever is interested is free to read it--and whoever isn't, doesn't have to.
Thanks for the visit!
Jeanne